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North Carolina Loan Products Programs

*100% USDA | *100% VA | *96.5% FHA
  • Conventional purchase loans up to 95%.
  • Second home purchases to 90%.
  • Modular home financing.
  • FHA 203K rehab loans.
  • Fannie Mae home path loans.
  • Investment purchases to 80%.
  • We offer recast options.
Let us maximize your loan amount today and recast your mortgage once your home is sold. No need to refinance or worry about rising rates! Payments will automatically be reduced. Consult with your mortgage specialist for details.
  • Conventional mortgage options with and without private mortgage insurance.
Not everyone has to pay private mortgage insurance in the absence of a 20% down payment. You may be surprised to see that it may be cheaper to avoid this added expense.
  • 80% conventional cash out/debt consolidation refinance loans.

Concerned About Cash out of Pocket?

Ask us for a closing cost estimate today and negotiate for a seller-paid closing cost. Put our experience to work for you and let us help you find more ways to save!